:root {
  --brand: #592a51;      /* HBC logo plum */
  --brand-dark: #44203e;
  --brand-tint: #f5eef4;
  --ink: #1f1a22;
  --muted: #625a66;
  --line: #e4dde3;
  --bg: #ffffff;
  --card: #ffffff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
[id] { scroll-margin-top: 64px; }
body { margin: 0; font: 16px/1.6 system-ui, -apple-system, "Segoe UI", Roboto, sans-serif; color: var(--ink); background: var(--bg); }
img { max-width: 100%; }
a { color: var(--brand); }
:focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 8px; top: 8px; background: #fff; padding: 6px 10px; z-index: 10; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.section { padding-top: 56px; padding-bottom: 56px; }
.muted { color: var(--muted); }

/* header */
.bar { position: sticky; top: 0; z-index: 5; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(6px); }
.bar-in { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 60px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); font-weight: 650; }
nav { display: flex; align-items: center; gap: 18px; }
nav a:not(.btn) { color: var(--ink); text-decoration: none; font-size: 15px; }
nav a:not(.btn):hover { color: var(--brand); }

/* buttons */
.btn { display: inline-block; background: var(--brand); color: #fff; text-decoration: none; font-weight: 600;
  padding: 12px 20px; border-radius: 8px; border: 2px solid var(--brand); text-align: center; }
.btn:hover { background: var(--brand-dark); border-color: var(--brand-dark); }
.btn-ghost { background: transparent; color: var(--brand); }
.btn-ghost:hover { background: var(--brand-tint); color: var(--brand-dark); }
.btn-sm { padding: 7px 14px; font-size: 14px; }

/* hero */
.hero { background: linear-gradient(180deg, var(--brand-tint), #fff); border-bottom: 1px solid var(--line); }
.hero .wrap { padding-top: 72px; padding-bottom: 72px; }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-size: 13px; font-weight: 600; color: var(--brand); margin: 0 0 12px; }
h1 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; font-size: clamp(30px, 5vw, 46px); line-height: 1.15;
  margin: 0 0 18px; max-width: 18ch; color: var(--brand-dark); }
.lede { font-size: 18px; max-width: 60ch; color: var(--muted); margin: 0 0 28px; }
.ctas { display: flex; gap: 12px; flex-wrap: wrap; }

h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; font-size: 28px; margin: 0 0 20px; color: var(--brand-dark); }
h3 { font-size: 17px; margin: 0 0 6px; }
p { margin: 0 0 10px; }

/* cards */
.grid3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 22px; }
.card h3 { color: var(--brand); }
.card p { color: var(--muted); margin: 0; }

/* steps */
.band { background: var(--brand); color: #fff; }
.band h2 { color: #fff; }
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.steps li { display: flex; gap: 14px; align-items: flex-start; }
.steps .n { flex: none; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center;
  background: #fff; color: var(--brand); font-weight: 700; }
.steps p { color: rgba(255,255,255,.85); margin: 0; }

/* payments + access */
.split { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }
.split > div:first-child { max-width: 560px; }
.split p { color: var(--muted); }
.paybtns { display: flex; gap: 12px; flex-wrap: wrap; }
.access { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; background: var(--brand-tint); border-color: transparent; }
.access > div { max-width: 640px; }
.access h2 { margin-bottom: 8px; }
.section + .section { padding-top: 0; }

/* footer */
.foot { border-top: 1px solid var(--line); padding: 28px 0 36px; font-size: 14px; }
.foot p { margin: 0 0 6px; }

@media (max-width: 600px) {
  nav a:not(.btn) { display: none; }
  .brand span { font-size: 15px; }
  .hero .wrap { padding-top: 48px; padding-bottom: 48px; }
  .section { padding-top: 40px; padding-bottom: 40px; }
  .ctas .btn, .paybtns .btn, .access .btn { flex: 1 1 100%; }
}